Restricted Dog Breeds For Home Insurance

Dog owners in the US are largely responsible for their dog’s actions. If a dog bites someone, the owner is liable for any damages.

However, some breeds have higher risk factors than others when it comes to home insurance. Insurance companies may charge higher rates or even refuse coverage to people who own certain breeds.

The following list includes some of the most commonly restricted dog breeds:

Pit bulls

Doberman pinschers

Chows and rottweilers (known as “dangerous” dogs)

If you have a dog, chances are it’s one of the most important members of your family. If you’re thinking about getting a new dog, or adding a second dog to the family, it’s important that you do your research and find out if there are any breed restrictions on the home insurance policy you already have.

Restricted Dog Breeds For Home Insurance


Dogs can be wonderful pets but they can also be expensive to insure. Some breeds are more likely to get into fights with other dogs, which means they’re more likely to hurt other animals or even people. Some breeds also have a higher risk of developing certain health problems like hip dysplasia. If you have an older dog with these issues, it may be harder for them to get around as easily in their old age and they’ll need more care and attention from their owners.

Each insurance company has their own list of restricted breeds, which means that some companies will cover certain breeds while others won’t. It’s important to know what breeds are allowed when shopping for a new home insurance policy so that you don’t end up paying more than necessary!

There are some breeds of dogs that are considered to be dangerous and are restricted by insurance companies. If you have one of these breeds, or plan to get one, you may want to check with your home insurer before you buy a policy.

The following is a list of restricted dog breeds:

American Pit Bull Terrier and Pit Bull-type Dogs

Staffordshire Bull Terrier and Staffordshire Bull Terrier-type Dogs (including American Staffordshire Terriers)


Doberman Pinschers (including Doberman Pinscher-type dogs)

German Shepherd Dogs (including German Shepherd Dog-type dogs)

If you’re thinking of getting a dog, it’s important to make sure that your insurance covers them. This is especially true if you have a restricted dog breed.

Restricted dog breeds are known for being aggressive and dangerous. They are not allowed in certain areas or buildings such as apartments and condos. If you own one of these dogs, you might want to consider insurance before bringing them home with you.

Some restricted dog breeds include:

Pit bulls


German shepherds

Doberman pinschers

There are many breeds of dogs out there, and some have been bred specifically for certain purposes. Some of these breeds have been used for hunting, others for guarding and still others for companionship.

Some dog breeds have been known to be aggressive toward other dogs or people. If you own one of these breeds and live in an apartment or condo complex, you may be wondering if you should ask your landlord if they allow these types of dogs.

If you want to own a dog with a history of aggression toward other animals or people, it’s important that you do some research before bringing the animal home. If your landlord allows certain dog breeds but not others, it’s best to find out what those restrictions are before bringing home a new pet.

Here are some restricted dog breeds:

American Pit Bull Terrier (APBT) – This breed was originally bred as a fighting dog but has also been used as a police dog and therapy dog. They tend to be very territorial, so it’s important that they get plenty of exercise or they might become destructive when left alone at home all day long. Also, this breed tends to be very strong-willed and difficult to train, so early obedience training is essential when raising one from puppyhood onward.

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