How much does buying a horse cost

How much does buying a horse cost


Are you thinking about buying a horse? You’re ready to take on the responsibility of a new four-legged friend, but is your bank account ready for the expenses that come along with owning a horse? Let’s break down all the costs you should be aware of when buying your next equine.

The bottom line

You can figure out the total cost of ownership by multiplying the annual cost by the number of years you plan to own your horse. For example, if you think you’ll keep your barrel racer for 20 years and pay $300 per month in maintenance costs, then your TCO would equal $36,000 ($300 × 40).

If you’re new to owning horses and are researching breeds before making a purchase, take into account how much it will cost once the initial purchase has been made. Your budget should include:

  • The initial price tag (including registration fees)
  • Vet bills and farrier care (just like with cars or other animals)
  • Gear and supplies for daily management (like halters, lead ropes and grooming equipment)


Boarding costs vary based on the type and quality of boarding facility you choose. In general, you can expect to pay between $15 and $25 per day for your horse’s boarding, though some facilities charge as much as $35 or even $45 per day. If your horse is boarded at a private stable, it will likely cost less than if he were in an open pasture where other horses are free to roam around.

The benefits of having your horse boarded include:

  • You don’t have to worry about finding a place for him to stay during vacations or holidays.
  • He’ll be happier because he gets plenty of exercise from other horses running around him in his pen every day.

Vet bills and farrier care

Vet bills and farrier care are two things that can be expensive. You may not have to pay both, but you will at least have one of them.

Vet bills are related to your horse’s health, while farrier care is related to its hoofs. A vet is a doctor who specializes in animals, while a farrier is someone who trims and shoes horses’ hooves (the metal things they walk on).

Vet bills include regular checkups as well as any medications or procedures needed when your horse is sick or injured. Farrier care includes trimming the hooves so they don’t become overgrown or cracked; if you don’t get this done regularly, it can cause pain for the animal!

If you’re only buying one horse at first then it’s unlikely that either one will cost much money upfront: the initial purchase price should cover everything besides food until later down the road when medical issues might arise from lack of preventative care early on….

Gear and supplies

Tack and equipment are another major cost of horse ownership. The price of your saddle, bridle, bit, halter and other equipment will vary based on the quality of your horse’s comfort and security. If you’re looking to buy new tack or equipment, start with a trip to your local tack shop or riding store—they’ll have a better idea what kind of tack would be best for your horse than we can give you here!

The next category is feed and bedding. A good place to start is by checking out our article on feeding horses; it includes information about how much hay costs per pound as well as some tips for keeping an eye on what kind of food intake might be dangerous for your horse’s health. Another thing worth considering is whether (and if so how often) you’ll need someone else to come over every day/week/month during the winter months when snow makes it impossible for you both to get outside safely without someone else helping maneuver around outside obstacles like trees or rocks which may present themselves during this time period because they haven’t been cleared away yet due their proximity within proximity distance from house itself – try not too worry too much though because this happens all across America!

Miscellaneous costs

There are many other costs to consider. Your horse may need veterinary care or feed supplements, which can add up quickly. You’ll also want to factor in the cost of shipping your horse and the cost of boarding him while you’re away during training sessions or shows.

Some expenses can’t be avoided altogether: if you live on a farm and want to keep your horse there, then it’s likely that feeding and housing them will take up some portion of your income. It’s also possible that your new mount might need some shoeing work before he can join his fellow horses at their regular pasture—and this is an additional expense that needs to be considered as well!

Calculate the total cost of ownership to buy the right horse.

When you’re considering the cost of buying a horse, it’s important to look at the total cost of owning one. Don’t forget about all the costs associated with owning a horse—and don’t underestimate how much they can add up.

  • Inflation: The price of everything (including horses) increases over time. Make sure you account for inflation when comparing prices between different years and locations.
  • Training: Don’t forget that most breeds have specific training requirements that must be met before you can start riding them on your own or competing in events like mounted games and dressage competitions. You’ll need to hire an instructor or take lessons yourself if you don’t have experience with horses before purchasing one; this will add significantly to your overall bill as well!


So, how much does it cost to buy a horse? There is no simple answer. It’s not like buying a car, where the price tag is clearly listed. A horse can be free all the way up to…infinity? When you are looking at horses for sale, price isn’t necessarily equal to value. Be sure to take into account the costs of boarding and any other expenses that come along with owning your new equine friend before you make your purchase. You will want to find a good fit for your needs, as well as one that fits in your budget.

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